Credit Revolution - An Equal Opportunity for Prosperity or Financial Failure
Recently John Heath (Lexington Law's Directing Attorney) teamed up with Randy Padawer (Clinical Psychologist) and Jayson R. Orvis (Consultant to some of the largest and biggest credit correction firms in the country) to write a book titled Credit Revolution: Path of the Smart Consumer.
The book discusses the time of intense opportunity that we live in, sighting consumer credit as the gateway to good life. But "at the same time, credit is the financial crack cocaine that regularly drives American families to destruction."
This excerpt from the book shows the impact of credit on today's consumers.
"You have TONS of options and LOTS of opportunities at your disposal to bring your score up. Here's the bad news: if you don't take action, nothing's going to happen. Your credit score may actually fix itself over time- a very, very long time. Typically, a bad patch of credit history (where your financial life went into the dog house) will haunt your credit score for seven to ten years. That's roughly one-fifth of your adult credit life or more down-the-tubes unless you go to work on it (or have someone do it for you)."
"There is a substantial disagreement between the law, regulators, court cases and consumer advocates regarding what constitutes and "inaccurate" credit history. In fact, just about every consumer who engages in credit improvement has a plausible version of events that would stump even old King Solomon. If a judge in a divorce proceeding orders that your spouse take responsibility for the bills, and then your spouse doesn't pay them, is the negative listing on your report accurate?... If you move and the credit card company fails to send the bill to the right address (that you gave them) or you miss-pay the amount and they never send you notice that you're behind, are those accurate negative listings?"
"While these scenarios sound like the exceptions, they're really NOT. A huge percentage of those with negative credit have head-scratching ethical dilemmas similar to those real life scenarios mentioned above."
If you are a do-it-yourselfer, you should get started on your own dispute letters. Or, you can relax and contact Lexington Law firm right away. They will tell you what you need to get started - and how little it will cost. You'll be surprised how affordable it will be to repair your credit with Lexington Law's professional services. Get started now at the Lexington Law Sign-Up Page
In a few weeks, you will see your credit score start rising and you can start SAVING MONEY!
| 
